Full Description: PERSONAL LOANS
Apply now for a personal loan online!
All processing is done from the comfort of your office and or home. We do not ask uneasy questions and reasons.
Southern Money arranges personal loans at competitive interest rates, with easy repayment periods.
A personal loan is the perfect financial solution when you need access to funds to help with a planned or unplanned event or to kick-start your finances. You can borrow the funds for a set period of time and negotiate easy repayment terms to suite your needs and budget.
Affordable Credit Life Cover is available and will settle the outstanding value of your personal loan in the event of death, disability, or you contracting a dread disease. Your monthly installment can be covered for a limited period if you are retrenched.
Additional payments will be accepted as capital reductions and your personal loan can be settled at any time without incurring any penalty interest.
Always ensure that you have enough money in your bank account to cover your monthly repayment. Rejected debit orders attract high penalty fees and negatively affect your credit rating.
Rates And Fees:
Competitive interest rates.
Individual risk profile will determine success, fees and interest rates.
Monthly service fee will be charged on all loans.
No funds are required to be paid upfront to Southern Money and or its agents.
How do you qualify for a Personal Loan:
To apply you must be either a South African citizen or permanent resident, be in possession of a valid Identity Document and 18 years or older.
You must have minimum a income of R2, 000 per month and hold a valid bank account into which your salary is deposited.
An Identity Document, latest payslip and 3 months bank statements will be required.
How To Apply For Personal Loans:
Complete our quick online application for a personal loan. Click on "Apply Here" in the left menu. Please do not use the "Contact Us" or "Admin" links. You will only be referred back to the "Apply Here" link wich is the official quick online application form that needs to be completed.
Or visit our offices with your Identity Document, latest payslip and 3 months bank statements.
More On Personal Loans
- Our Loan is a fast, flexible solution designed to give you access to the money you need, when you need it.
- Complete peace of mind is part of the deal with a competitive fixed interest rate for the duration of the personal loan.
- It is a simple one-stop application. No need to send your application to others.
- Our service is free, with no hidden costs.
- You are under no obligation. The choice is yours
- The loan amount is up to you.
- Easy repayment periods.
- If your loan is approved, the money could be paid within 48 hours.
- No security, in the form of personal possessions , is required for our personal loans.
- Pre-determined monthly instalments can help to improve cash flow.
- The Personal Protection Plan settles your outstanding loan balance in the event of death, permanent disability or certain dread diseases. It also provides limited cover in the event of temporary disability and retrenchment.
Team: Southern Money - Taking You Beyond The Future
|
