Full Description: HOME LOANS / MORTGAGE BONDS
Buying a Home
Porting to an institution that is more fexlible to your needs
Invest in property
Improving your property
Building a new home
2nd or 3rd Bonds
Managing your debt
Accessing additional funds
Apply now for Home Loans / Mortgage Bonds online!
All processing is done online from the comfort of your office or home.
Southern Money arranges home loans / mortgage bonds at competitive interest rates, with easy repayment periods.
A home loan / mortgage bond is the perfect financial solution when you need access to funds to help with a planned or unplanned event or to kick-start your finances. You can borrow the funds for a set period of time and negotiate easy repayment terms to suite your needs and budget.
Affordable Credit Life Cover is available and will settle the outstanding value of your home loans / mortgage bonds in the event of death, disability, or you contracting a dread disease. Your monthly installment can be covered for a limited period if you are retrenched.
Additional payments will be accepted as capital reductions and your home loan / mortgage bond can be settled at any time without incurring any penalty interest.
Always ensure that you have enough money in your bank account to cover your monthly repayment. Rejected debit orders attract high penalty fees and negatively affect your credit rating.
Rates And Fees:
Competitive interest rates.
Individual risk profile will determine success, fees and interest rates.
Monthly service fee will be charged.
No funds are required to be paid upfront to Southern Money and or its agents.
How do you qualify for Home Loans / Mortgage Bonds:
To apply you must be either a South African citizen or permanent resident and be in possession of a valid Identity Document and 18 years or older.
You must have a suitable monthly income and hold a valid bank account into which your salary is deposited.
An Identity Document, latest payslip and 3 months bank statements will be required.
Depending on the circumstances additional documentation will be required.
How To Apply For Home Loans / Mortgage Bonds:
Complete our quick online application form for a home loan / mortgage bond. Click on "Apply Here" in the left menu. Please do not use the "Contact Us" or "Admin" links. You will only be referred back to the "Apply Here" link which is the official quick online application form that needs to be completed.
Or visit our offices with your Identity Document, latest payslip and 3 months bank statements.
Team: Southern Money -
Taking You Beyond The Future
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